Poland Open Banking Day Innovation Challenge
Poland is well positioned to embrace the Open Banking wave – making it the perfect place for your fintech to thrive.

Poland is the biggest financial market in the Central and Eastern European region with 32 million banking accounts, more than 17 million active internet users and 8 million active mobile banking users.
Furthermore, Marcin Jankowski, KPMG Associate Director, explains that the Polish Bank Association (a self-government organisation of banks first established in 1991) has created and released a Polish Open Banking Standard. This PolishAPI Standard is a key to the Polish financial market, linking banks to third-party providers and IT vendors. It is defining the interface enabling third parties to access payment accounts, based on the amended directive on payment services in the internal market (PSD2).
KPMG Poland has been working with the Polish Bank Association to position the country as a leader in open banking. Aside from creating the API framework, they have delivered a collaborative report documenting the view on Open Banking of Polish financial institutions and consumers that is set to be released at the 2019 Polish Open Banking Day on 7 March.
In addition to the work above, KPMG has launched a Digital Academy to drive future digital strategies for regional organisations. Ongoing workshops with Polish representatives are being held through the Academy, covering topics from PSD2 to API management and other business aspects. They have hosted over 300 participants to date.
On the back of the successful inaugural Open Banking Day event in 2018, which saw more than 100 directors and C-level executives from leading financial institutions in attendance, the 2019 event is expected to draw even wider attention.
“Our members of the Polish Bank Association actively participate in defining the programme for the event,” says Marcin. “That's why we believe Open Banking Day is the best place for technology providers to meet potential customers.”
To attract solutions providers and help address some of the challenges of Open Banking, such as managing risk and customer experience, the Polish Banks Association, together with KPMG Poland and Matchi, is challenging global fintech community to present their Open Banking and PSD2 solutions in the lead-up to the 2019 Open Banking Day.
The best solutions will be enlisted to demonstrate their technology in one-on-one sessions to senior decision-makers from Polish banks and insurance companies in Warsaw on 7 March. They will also enjoy exclusive access to a workshop the day before the event, at which KPMG Poland will present an overview of the Polish banking and insurance ecosystem.
To view the challenge problem statements or enter your fintech, visit the KPMG Matchi webpage.