Fintech innovations offering Cloud Based services

A driving factor behind the rise of fintechs has been access to technology and storage, at lower cost. Fintechs have leveraged these advantages to start offering niche based services with different pricing models as opposed to normal, location based technology.
Applications of cloud based fintech range from the obvious one like data and document storage to much more complex products like separating the elements of encryption in different layers. In addition, the cloud allows greater collaboration between developers and data analytics providers.
Other fintechs have utilised the cloud base to transact seamlessly across borders, allowing omni channel interactions.
Here are a few from the Matchi platform:
Flexible platform to deliver unique Credit, Debit and Prepaid Card Transaction Processing
Fintech Themes: Next Generation Payments Customer Experience
Safe and secure, cloud-based, document storage (with workflow).
Secure cloud document storage with flexible file sharing
Fintech Themes: Efficiency
Storing secure encrypted data in the cloud without exposing decryption keys and thus securing data
Fintech Themes: Security & Biometrics Risk Mitigation
A new approach to software development and maintenance
Cloud operating system to allow faster prototype development
Fintech Themes: Efficiency
Cloud based software and brokers to manage sales and administer all insurance policies
Fintech Themes: Insurance Risk Mitigation
White label pay-per-use web trading platform
Cloud based trading platform for brokerages to white label
Fintech Themes: Trading Technology Asset Management
Cloud based transfer of money cross border including cryptocurrency
Fintech Themes: Next Generation Payments Blockchain
Cloud Based End-to-End Lending Platform
Cloud-based, end-to-end lending platform that digitizes origination, underwriting, servicing and collections, creating a single system of record for lending operations.
Fintech Themes: Marketplace P2P Lending Artificial Intelligence / Digital Labour