The asset management industry has traditionally been characterised as a highly technical and skilled environment where fundamental analysis and expensive rigorous research, coupled with personal advice has resulted into a strategic moat around the industry. However, the democratisation of information, increased transparency and access to cheap but powerful analytics has resulted in a slew of fintech companies that have created compelling propositions at each part of the asset management value chain.
Robo advisors – automated online programs that construct model portfolios based on user inputs
Self investment – platforms that allow easy trading and monitoring of own investments
Research – access quality research generally through crowdsourcing
Support – enabling solutions that automate compliance, risk monitoring etc